Ribbit Capital

Micky Malka

Meyer “Micky” Malka

Meyer “Micky” Malka is the founder of Ribbit Capital. After two decades as an investor and serial entrepreneur —he started Heptagon Group, a broker/dealer at the age of 19— Malka intends to use Ribbit as an agent for change in the ossified and slow-to-change financial services category. The combination of Malka’s deep understanding of the financial services sector, the technologies that drive it, and the access to capital that Ribbit offers, are providing global entrepreneurs with the access and know-how required to create the transformative businesses of the future.

Malka serves as a Director of MercadoLibre (NASDAQ:MELI), the largest online marketplace in Latin America, and is a Director of the Bitcoin Foundation, a non-profit with a mission to standardize, protect and promote the use of Bitcoin cryptographic money for the benefit of users worldwide. He is a former member of the Board of Directors of Wonga, a company that is showing banks how lending is done, by offering short-term financing with dazzling speed, convenience and flexibility. Malka has co-founded several companies, including most recently Lemon, an innovative wallet-in-the-cloud service that was sold to Lifelock in 2013.

Nick Shalek

Nick Shalek

Prior to Ribbit, Nick served as Entrepreneur in Residence at Aspire Public Schools, where he incubated Schoolzilla, a cloud-based educational data management and analytics platform. Earlier in his career, Nick was a Director at Verne Global and a Senior Analyst at Yale Investments, where he contributed to over $800 million in new investment commitments across a diversity of asset classes, including U.S. public equities, venture capital, and natural resources. Extending his energy to service in the public sector, Nick was also elected to New Haven’s Board of Alderman —the city council— where he focused his efforts on the city’s economic development and education policy.

Nick earned an MBA and an MA in Education at Stanford University, where he was an Arjay Miller Scholar. During his time at Stanford, he worked at Facebook, developing partnership and risk management strategies for Facebook Credits. Earlier, he graduated Phi Beta Kappa with Distinction in Economics and Political Science at Yale University, where he was Captain of the Varsity Hockey team and President of the Yale Entrepreneurial Society.

Nikolay Kostov

Nikolay Kostov

Prior to Ribbit, Nikolay worked for six years at Morgan Stanley’s Investment Banking Division in New York, rising from Analyst to Associate, first in the General Industrials Group and most recently, the Global Technology Group. While at Morgan Stanley, he worked with companies in the aerospace & defense, car & equipment rental, machinery, engineering and construction, and Internet and software sectors. Nikolay was involved in the execution of over $10Bn in transactions, including public equity offerings, investment grade and high yield debt offerings, and strategic M&A assignments.

Nikolay graduated summa cum laude from Bates College with a B.A. degree in economics. At Bates, Nikolay was a Dana Scholar, a Craig Bentdahl ’83 Named Scholar and the recipient of the Stangle Award in Economics. Nikolay’s senior honors thesis explored the empirical validity of Tobin’s q ratio using expansive data on the investments in exploration activity by Oil & Gas companies.